My group discount is the maximum, so why get other offers for next year?

If your experience modifier (EM) is 47, you are getting the maximum group rating discount.  Why bother getting other offers for the 7/1/16 policy year?  Here are some scenarios: No claims:  If you haven’t had any claims, your company should still be eligible for the maximum discount.  But other group TPAs might offer a lower […]

Sneaky Group Rating Sales Tactics

Actual scripts for Ohio group rating phone calls: “I just want to verify your address…  Now is this where I should send your free group rating quote?” “Send me your other offers and I’ll tell you which one is the best.” “You need to sign up now because our deadline is August 31.” “We’ve extended our […]

All you REALLY need to know about prospective billing

The policy year will continue to be July 1 through June 30. As always, report your payroll in August 2014 and February 2015, and pay your premium. The deadline to enroll in group rating for the 7/1/15 policy year will be November 24, 2014, not the end of February. In August 2015, you will report […]

Don’t lose those discounts! June 30 deadline

Grow Ohio:  If your company is a startup that initiated its workers’ comp coverage on or after 7/1/11, you should get an automatic 25% discount unless you chose to get into group rating for a discount of up to 53%.  You will lose the discount if you don’t complete the safety survey plus 2 hours of safety training […]