Good News Bad News about Prospective Billing

Good News Instead of two or four chunks of premium, you can now pay every month or every two months which makes it easier to budget. The payments will be about the same for each installment. You can change the Estimated Annual Premium (EAP) amount up through March 2016 if your actual 7/1/15-6/30/16 payroll will […]

How to View Prospective Billing payment options online

Log into www.bwc.ohio.gov and select Employers in the orange top bar.  On the right side of the Employer home page under Financial Information, select NEW! Premium Installment Schedule.  Enter your policy number.  You will see the Estimated Annual Premium (EAP) amount and installment schedule for the default every two months payment schedule.  Click the Print […]

Why resist a good employee’s treatment requests?

A good employee was rear-ended while driving a company truck.  The BWC denied the claim, so the employer appealed and went to hearing to get the claim allowed.  The employee did not miss any time from work, and continued to work full duty.  After some physical therapy, the employee selected a chiropractor to be his […]

3 ways to meet the March 31 deadline for EM capping

March 31, 2015 is the last day to complete your required half (3 hours) or full day safety training.  Only classroom training is accepted, not online training. Go to www.ohio.bwc.gov and scroll to the bottom of the home page to look up your local service office.  Call the Employer Services line to ask which courses […]

Ohio workers’ comp premiums due 3/2/15

Ohio workers’ comp premiums are due by the close of business on Monday, March 2, 2015.  This is for payrolls 7/1/14 through 12/31/14. If you report your payroll and pay your premiums online at www.bwc.ohio.gov, the BWC will automatically calculate and deduct a 1% Go Green discount. You will not get the discount if you […]

POODLE bug impacts Ohio BWC website

Employers using XP and/or Internet Explorer 6 or 7 will no longer be able to access the e-business portion of the BWC website (dolphin), which means you can’t report payroll or pay premiums.  Dolphin is designed to work with Microsoft Internet Explorer and Mozilla Firefox.  Update IE to the latest version your operating system will […]

All you REALLY need to know about prospective billing

The policy year will continue to be July 1 through June 30. As always, report your payroll in August 2014 and February 2015, and pay your premium. The deadline to enroll in group rating for the 7/1/15 policy year will be November 24, 2014, not the end of February. In August 2015, you will report […]

MCO Open enrollment: Follow the Money

Here’s why it’s important for you to understand how your MCO gets paid. Your premium rates are determined by the industry you are in, the size of your payroll, and the dollar amount of the claims costs. The claims costs are made up of medical payments, compensation paid to the claimant, and reserves. The BWC […]

Safety Congress Takeaways, part 2

Subrogation (BWC presenters): Subrogation is when the BWC recovers some of the claim costs from a 3rd party (auto insurer or defective product manufacturer or owner of biting dog) that caused the injury. As an employer, notify the BWC if you hear that your employee is suing another party involved in an industrial accident. If […]